6.2 KYC Result Handling

The main result object is reviewResult. The primary decision field is reviewResult.reviewAnswer.

Scenario Sumsub Indicator Expected Payblr Handling
Approved applicant reviewResult.reviewAnswer = GREEN Applicant may continue in Payblr onboarding, subject to Payblr rules.
Rejected applicant reviewResult.reviewAnswer = RED Evaluate reviewRejectType, rejectLabels, and comments.
Resubmission required reviewAnswer = RED with reviewRejectType = RETRY Applicant must correct or resubmit information.
Final rejection reviewAnswer = RED with reviewRejectType = FINAL Applicant must not continue onboarding.
PEP match AML or compliance screening result, or rejectLabels, indicates PEP. Route to compliance review. Do not auto-approve.
AML or sanctions hit AML screening result or labels such as SANCTIONS, ADVERSE_MEDIA, or RESTRICTED_PERSON. Route to compliance review or reject according to Payblr rules.
Missing required data Step status issue or labels such as ADDITIONAL_DATA_REQUIRED, ADDITIONAL_DOCUMENT_REQUIRED, MORE_DOCUMENTS_REQUIRED, or NOT_ALL_CHECKS_COMPLETED. Keep pending or request resubmission/correction.

Important: PEP, AML, sanctions, and missing-data scenarios are not separate top-level reviewAnswer values. They are handling categories derived from review results, AML screening outputs, verification step status, and rejection labels.